A massive insurance expansion covering 224,880 farmers and fisherfolk in Western Visayas has strengthened the region’s resilience against climate risks, accidents, and financial shocks, with the Philippine Crop Insurance Corporation (PCIC) rolling out a total protection package worth P21.632 billion in 2025. The program underscores a strategic push to safeguard food producers amid mounting threats from extreme weather, economic volatility, and occupational hazards, positioning insurance as a frontline defense for the region’s agriculture and fisheries sectors. Central to the initiative are the Credit and Life Term Insurance (CLTI) programs, including the Agricultural Producers Protection Plan (AP3) and the Accident and Dismemberment Insurance Scheme (ADSS), which collectively provide a comprehensive safety net for beneficiaries.

Galigao, N. N. (2026, April 11). 224, 88 WV farmers, fisherfolk covered with P21.6-B crop insurance. Panay News, p. 2.